[nglauer]

Originally Posted by Dredd

Another thing to think about is the liability. Your insurance probably isn't going to cover anything if you get in trouble while over-loaded.

I wonder how the insurance would deal with an accident? I have a vehicle according to the aftermarket capable of 5000 (actually I believe it is 5500lbs), GM states the same if equipped with Package V92, if not packaged with V92 it is capable of 2000lbs... so if I were to actually install all the associated components from the V92 package (I checked and suspension is the same with or without V92) would that legally make it capable of the associated weight? even though GM will not warranty the drivetrain? and what if the vehicle is past the warranty period? lol

I'm not worried either way, I've been talking to guys on the Acadia forum and there are quite a few guys pulling much larger boats than my baby Mariah.

Thanks again,

Nick

[Paul F]

I'm an insurance agent and there is no exclusion on an auto policy for exceeding your towing limits.

However, you could be found be guilty of gross negligence for knowingly overloading your vehicle. That would lead to a larger judgment that may exceed your policy limits.
Buy a personal umbrella policy to give you higher liability limits.

I think you will have a safe tow vehicle for your boat, but the plaintiff's attorney and a jury may think otherwise if you are in an accident and they are trying to find money.

I'm not a judge or jury, but my opinion is your situation is more of a warranty issue than a safety issue.