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Cheap(er) insurance...

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Old 08-03-2007, 03:17 AM   #1

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Default Cheap(er) insurance...
So I am a State Farm guy... I guess that all changed tonight. I was checking out rates for insurance and I was amazed that progressive (via the web) was $200.00 cheaper for the same coverage! I obviosly bought it from them. I guess it pays to check it out...

My coverage was $359.00 for the '96 Talari 235 ($250.00 ded)

Good Luck!
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    • Old 08-03-2007, 04:36 PM   #2

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    It always pays to check out the competition when it comes to buying insurance! Loyalty to one company for all your insurance needs is poorly rewarded by insurers, particularly on your next renewal after you make a claim.....
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    Old 08-03-2007, 04:58 PM   #3
     
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    It's amazing to me the prices of insurance on boats. Mine runs very close to your price, for a 2000 Z250. It was about the same price for my 1991 Sea Ray 180, and my friend just got coverage for his 1972 Columbia 26 Sailboat for around the same price. So apparently it's not based on the age of the boat!
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    Old 08-29-2007, 05:37 PM   #4

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    Default Insurance
    I just insured my '96 180 Shaba through FOREMOST INS. I live in Washington State, don't know if that changes things, but I'm paying $325.00/yr.

    I have a $100k liability
    $1k ded
    $1k in total replacement for on board items (wake boards, life jackets...)
    - unlimited deckside assistance - fuel, jump, towing etc.

    Let me know what you other guys are paying for same liability and lower deductible.

    My loyalty lies with my wallet.

    Thanks much
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    Old 08-29-2007, 11:16 PM   #5
     
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    I guess I"m an idiot...all I know is that I've got insurance.....it's lumped in with my house, I have no idea what I'm paying, what my deductible is, or what is covered.......a fellow ought to do some checking, huh??
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    Old 08-30-2007, 02:22 AM   #6

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    uhh,,,,yep!
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    Old 08-30-2007, 02:31 AM   #7
     
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    I have travelers. I pay under $300 for great coverage.
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    Old 08-30-2007, 02:32 AM   #8
     
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    Red face
    Sorry......Under $200
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    Old 08-30-2007, 04:59 AM   #9

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    Default Insurance
    what are your coverages with Travelers paying less than 200.00 ? Do you run your house and cars through them too ?

    That is a great price !!
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    Old 08-30-2007, 11:37 PM   #10
     
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    The Travelers Policy is boat only. It covers
    $500,000 Watercraft liability,
    $1k personal property,
    $10k Physical (boat and trailer),
    Towing up to $400,
    $500k uninsured boaters coverage
    $5k in personal medical.
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