Cheap(er) insurance...
 

So I am a State Farm guy... I guess that all changed tonight. I was checking out rates for insurance and I was amazed that progressive (via the web) was $200.00 cheaper for the same coverage! I obviosly bought it from them. I guess it pays to check it out...

My coverage was $359.00 for the '96 Talari 235 ($250.00 ded)

Good Luck!

It always pays to check out the competition when it comes to buying insurance! Loyalty to one company for all your insurance needs is poorly rewarded by insurers, particularly on your next renewal after you make a claim.....

It's amazing to me the prices of insurance on boats. Mine runs very close to your price, for a 2000 Z250. It was about the same price for my 1991 Sea Ray 180, and my friend just got coverage for his 1972 Columbia 26 Sailboat for around the same price. So apparently it's not based on the age of the boat! :confused:

Insurance
 

I just insured my '96 180 Shaba through FOREMOST INS. I live in Washington State, don't know if that changes things, but I'm paying $325.00/yr.

I have a $100k liability
$1k ded
$1k in total replacement for on board items (wake boards, life jackets...)
- unlimited deckside assistance - fuel, jump, towing etc.

Let me know what you other guys are paying for same liability and lower deductible.

My loyalty lies with my wallet.

Thanks much

I guess I"m an idiot...all I know is that I've got insurance.....it's lumped in with my house, I have no idea what I'm paying, what my deductible is, or what is covered.......a fellow ought to do some checking, huh??

uhh,,,,yep! :D

I have travelers. I pay under $300 for great coverage.

Sorry......Under $200

Insurance
 

what are your coverages with Travelers paying less than 200.00 ? Do you run your house and cars through them too ?

That is a great price !!

The Travelers Policy is boat only. It covers
$500,000 Watercraft liability,
$1k personal property,
$10k Physical (boat and trailer),
Towing up to $400,
$500k uninsured boaters coverage
$5k in personal medical.

Re: Cheap(er) insurance...
 

hello--i am looking for some cheaper insurance. i live in Louisiana and have a 2000 shabah z250 limited edition 7.4l 454 bravo I. i hate to say but i paid $512.00 for the year. my policy is up this month and was wondering if anybody new of company's with good policies. everything down here (company's) are high. thanks for the info.

cole:

Re: Cheap(er) insurance...
 

cole, I've got the exact same boat and my policy with Allstate is around $300 for the year. Maybe it's higher based on your location? Maybe they see Louisiana as more of a risk from hurricane damage? I'd consider checking with Allstate, if not, become a member of Boat US, from what I hear, their insurance is a great deal!

Re: Cheap(er) insurance...
 

thanks for the info. what kinda coverage do you have? i will call an allstate agent here or should i call a national allstate.

cole

Re: Cheap(er) insurance...
 

I have Progressive, since 2003. My premium is $112 for 1 year.

Coverage:
Liability-$250,000
Property Damage-$100,000
Medical- $5000 each person
Comprehensive- Agreed Value--$18,000
Collision-Agreed Value--$18,000

Re: Cheap(er) insurance...
 

I guess there's a little benefit to get older after all. I'm with the Hartford through AARP. Pretty standard coverage $500 deductable on the hull, $100 ded. for theft total cost is $182.00 a year. I'm pretty happy with that!

Re: Cheap(er) insurance... I'll shop for you!
 

I am an independent agent representing many companies- all A rated, no junk. I have lots of toys myself so boats, bikes, sports/collectible cares, etc. etc. are right up my alley! My business phone is 708-444-4000. I write business primarily in IL, IN, WI, IA, MN, and MI. My web site is Schwaller Insurance Agency, Inc.. Happy boating!!! :) Mike